A world leading fintech

Non-debt solutions for businesses

Raistone financing provides businesses with more versatile, flexible and affordable options than LendingTree and other competitors. We are trusted by thousands of businesses across the United States. Learn how Raistone can help your business by advancing payment on money owed to you.

Get started with Raistone today!

Raistone enables the financing of billions of dollars in transactions every year to businesses of all sizes.


Our solutions are not lending and are not debt. They are complementary to traditional loans and lines of credit.


With advanced payments from Raistone, your business can fund new sales, increase marketing, hire new personnel, or stabilize your cash flow.


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See how working capital finance from Raistone can work for your business

With powerful financial tools from Raistone, businesses of all sizes can benefit. Accounts Receivable Finance empowers suppliers to get accelerated payments. Here’s how it works:

Day 1

Your company submits invoice for early payment

Day 5

With Raistone, you get paid 60 days early

Day 65

Your customer pays invoice on normal due date

Raistone works with the very same platforms and ERPs you already use

Raistone technology is embedded natively within major platforms and ERPs, allowing businesses to access or offer advance invoice payment without disrupting existing processes and workflow.

Learn more about Raistone integrations

Why choose Raistone over LendingTree?

Raistone’s solution is not a traditional loan. We provide receivables financing. LendingTree provides personal loans and business term loans.

No credit check. LendingTree requires a credit check before businesses are able to render their services. With Raistone, there is no credit check required, making it easy for you to get paid quicker.

Low rates of 5-12%. Loans with LendingTree frequently come at a higher cost to you.

Flexible funding options. Solutions from Raistone are complementary to LendingTree and other traditional loans and lines of credit. We provide your business with the money you are owed now rather than waiting 30, 60 or 90-plus days.

Wide range of loan sizes: We provide loans that range from $50,000 to $300 million+. LendingTree’s loan amounts vary, meaning they may not provide you with a sufficient loan.

Finance and technology, on your terms

Financial solutions from Raistone help businesses like yours keep more cash on their balance sheet — allowing you to grow your business, hire more people, buy additional product and much more.

$12 Billion

curated marketplace of investors

Billions of dollars

in working capital provided every year


facility size range


purchased by team

Experts agree — Raistone is an innovative industry leader

Raistone Selected as Top Supply Chain Finance Provider by Global Trade Review
The Leaders in Trade awards from Global Trade Review highlight excellence in the trade, commodity, supply chain and export finance and fintech markets. Raistone was shortlisted for the “best alternative trade or supply chain finance provider” in the GTR Leaders in Trade awards.
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Raistone Honored as SAP Pinnacle Awards 2022 Finalist 
The SAP Pinnacle Awards showcase top-performing partners who have excelled in helping customers become best-run businesses. The distinction places Raistone among just 30 companies selected from more than 20,000 accredited partners in the broader SAP ecosystem.
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Raistone & Mastercard Named ‘Best Fintech Partnership’ Finalists in 2022 Finovate Awards 
Raistone is proud to have been selected as a finalist for “Best Fintech Partnership” in the 2022 Finovate Awards, recognizing its partnership with Mastercard that accelerates working capital payments to businesses of all sizes, but particularly women- and minority-owned business enterprises (WMBEs).
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Raistone Named ABF Journal’s “Most Innovative Company”
For the last two years in a row, Raistone has been named one of ABF Journal’s “Most Innovative Companies.”
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“By utilizing Raistone, our company has been able to grow faster, hire more people, and retain more employees based on being able to pay them in a very timely manner.”
Bennett Coughlan President of SolarFlow
“What Raistone offers is a fantastic product. Every small- and medium- sized business should be using it. ”
Todd Giardina CEO, Todd’s IT
View all case studies

About Raistone

Raistone is world-leading fintech backed by a full-service broker dealer, a $30 billion family office, a $900 billion wealth manager, and an international bank.


At Raistone, we believe that all businesses should have access to their money, on their terms. Raistone was born with the vision of equalizing access to working capital and meeting the demand for structured finance on a global scale.


We are led by a team of industry experts who have decades of experience in structured trade finance and technology, working for major institutions and technology firms like Morgan Stanley, Mastercard, Citibank, SAP, JPMorgan Chase, Bank of New York Mellon and Intuit. Raistone has offices in New York, New Orleans, and Salt Lake City.

Get started today