A world leading fintech

Non-debt solutions for businesses

Raistone financing provides businesses with more versatile, flexible and affordable options than LendingTree and other competitors. We are trusted by thousands of businesses across the United States. Learn how Raistone can help your business by advancing payment on money owed to you.

Get started with Raistone today!

Raistone enables the financing of billions of dollars in transactions every year to businesses of all sizes.


Our solutions are not lending and are not debt. They are complementary to traditional loans and lines of credit.


With advanced payments from Raistone, your business can fund new sales, increase marketing, hire new personnel, or stabilize your cash flow.


Click here for the Raistone Privacy Policy

Contact us

See how working capital finance from Raistone can work for your business

With powerful financial tools from Raistone, businesses of all sizes can benefit. Accounts Receivable Finance empowers suppliers to get accelerated payments. Here’s how it works:

Day 1

Your company submits invoice for early payment

Day 5

With Raistone, you can control what day you get paid

Day 65

Your customer pays invoice on normal due date

Raistone works with the very same platforms and ERPs you already use

Raistone technology is embedded natively within major platforms and ERPs, allowing businesses to access or offer advance invoice payment without disrupting existing processes and workflow.

Learn more about Raistone integrations

Why choose Raistone over LendingTree?

Raistone’s solution is not a traditional loan. We provide receivables financing. LendingTree provides personal loans and business term loans.

No credit check. LendingTree requires a credit check before businesses are able to render their services. With Raistone, there is no credit check required, making it easy for you to get paid quicker.

Low rates. Loans with LendingTree frequently come at a higher cost to you.

Flexible funding options. Solutions from Raistone are complementary to LendingTree and other traditional loans and lines of credit. We provide your business with the money you are owed now rather than waiting 30, 60 or 90-plus days.

Wide range of loan sizes. We provide facilities that range from $50,000 to $300 million+. LendingTree’s loan amounts vary, meaning they may not provide you with a sufficient loan.

Finance and technology, on your terms

Financial solutions from Raistone help businesses like yours keep more cash on their balance sheet — allowing you to grow your business, hire more people, buy additional product and much more.

$12 Billion

curated marketplace of investors

Billions of dollars

in working capital provided every year


facility size range


purchased by team

Our partners

Raistone enables the world’s largest enterprise software firms, including SAP, NetSuite, and dozens more, to deploy an embedded working capital finance tool for millions of users.

Experts agree — Raistone is an innovative industry leader

Raistone Ranked 43rd Fastest Growing Company in America on Deloitte Technology Fast 500™
Award reflects 2x year-over-year growth at Raistone for sixth straight time. Raistone, the top provider of embedded finance for businesses, today announced it ranked No. 43 on the 2023 Deloitte Technology Fast 500™.
Read Now
Raistone Shortlisted at 2023 Banking Tech Awards for “Best Embedded Finance System”
Raistone is honored to be recognized by Fintech Futures in this year’s Banking Tech Awards in the “Best Embedded Finance System” category. This category recognizes software and services providers for embedded finance platforms. 
Read Now
Raistone Recognized for Rebrand/Relaunch Campaign of the Year by Engage B2B Awards
Raistone is honored to be selected as a finalist for the 2023 Engage B2B Awards in the “Rebrand/Relaunch Campaign of the Year” category, reflecting the company’s 2x year-over-year growth since adopting a stronger brand message and more modern look and feel.
Read Now
Raistone Chief Executive Officer David Skirzenski recognized as Tech Leader by Fintech Futures
Raistone Chief Executive David Skirzenski has been named a Tech Leader by Fintech Futures, shortlisting him in both the PayTech Awards USA and the Banking Tech Awards, which demonstrate innovation and leadership in the payment technology and banking sector.
Read Now
Raistone Wins Gold in 2023 Merit Awards for Technology 
Raistone is honored to be named a gold winner in the “FinTech – Capital Finance” category in the 2023 Merit Awards. Through innovative technology and a growing number of partnerships, Raistone has been able to provide access to the working capital to a broader range of businesses.
Read Now
Fintech Futures Recognizes Raistone for “Best Use of Tech in Business Payments”
Raistone has been shortlisted for the PayTech Awards USA in the category “Best Use of Tech in Business Payments” for its proprietary cloud-based receivables and supply chain finance platform that offer a range of products embedded within existing business platforms, permitting quicker payments and operational ease.
Read Now
Raistone Again Named ABF Journal’s “Most Innovative Company”
For the third year straight, Raistone has been named one of ABF Journal’s “Most Innovative Companies,” recognizing our continued success within the specialty finance industry, particularly in expanding the reach of our services to new clients and platforms.
Read Now
Global Trade Review Again Recognizes Raistone as Leader in Supply Chain Finance
The GTR Leaders in Trade awards highlight excellence in the trade, commodity, supply chain and export finance and fintech markets.
Read Now
Raistone Named “Best Fintech Platform for Businesses” by PAN Finance
Raistone is honored to be named Best Fintech Platform for Business by PAN Finance. 
Read Now
Raistone Named “Best Trade Finance Provider — Non-Bank” by Global Finance Magazine
Raistone is proud to have been selected as the “Best Trade Finance Provider — Non-Bank” by Global Finance Magazine.
Read Now
Raistone Selected as Top Supply Chain Finance Provider by Global Trade Review
The Leaders in Trade awards from Global Trade Review highlight excellence in the trade, commodity, supply chain and export finance and fintech markets. Raistone was shortlisted for the “best alternative trade or supply chain finance provider” in the GTR Leaders in Trade awards.
Read Now
Raistone Honored as SAP Pinnacle Awards 2022 Finalist 
The SAP Pinnacle Awards showcase top-performing partners who have excelled in helping customers become best-run businesses. The distinction places Raistone among just 30 companies selected from more than 20,000 accredited partners in the broader SAP ecosystem.
Read Now
Raistone & Mastercard Named ‘Best Fintech Partnership’ Finalists in 2022 Finovate Awards 
Raistone is proud to have been selected as a finalist for “Best Fintech Partnership” in the 2022 Finovate Awards, recognizing its partnership with Mastercard that accelerates working capital payments to businesses of all sizes, but particularly women- and minority-owned business enterprises (WMBEs).
Read Now
Raistone Named ABF Journal’s “Most Innovative Company”
For the last two years in a row, Raistone has been named one of ABF Journal’s “Most Innovative Companies.”
Read Now
“By utilizing Raistone, our company has been able to grow faster, hire more people, and retain more employees based on being able to pay them in a very timely manner.”
Bennett Coughlan President of SolarFlow
“What Raistone offers is a fantastic product. Every small- and medium- sized business should be using it. ”
Todd Giardina CEO, Todd’s IT
View all case studies

About Raistone

Raistone is world-leading fintech backed by a full-service broker dealer, a $30 billion family office, a $900 billion wealth manager, and an international bank.


At Raistone, we believe that all businesses should have access to their money, on their terms. Raistone was born with the vision of equalizing access to working capital and meeting the demand for structured finance on a global scale.


We are led by a team of industry experts who have decades of experience in structured trade finance and technology, working for major institutions and technology firms like Morgan Stanley, Mastercard, Citibank, SAP, JPMorgan Chase, Bank of New York Mellon and Intuit. Raistone has offices in New York, New Orleans, and Salt Lake City.

Get started today