Faster, fairer payments

Accelerate your payments

We understand how challenging it can be to manage daily operations, maintain inventory levels, and meet seasonal demands. That’s why Raistone provides with the working capital you need to support your retail business. With quick and easy access to funding, you can seize growth opportunities, expand marketing efforts, and generate increased revenue, while feeling confident in your inventory levels.

 

Get in touch with our team of financial experts

Raistone is a world-leading fintech that helps retail businesses, like yours, get paid now for invoices that are due in 30, 60 or 90-plus days. All without taking on a loan.

 

With line sizes ranging from $50,000 to $500 million, our team of global financial experts can find the right solution for your retail business. Get in touch to learn more.

How it works

Day 1

Invoice is created and approved

Day 2-3

Raistone advances payment to you

Day 30*

Buyer remits payment to Raistone

*Actual number of days may vary

Benefits of Accounts Receivable Finance with Raistone

Reduce your company’s days sales outstanding (DSO) and accept longer payment terms without hurting your cash position.

Companies can accelerate payment on an invoice due at a later date and get paid up to 100% advance rate, less discount fee.

Companies have more control over when they get paid, and more visibility into payment status than traditional payment methods, thanks to the Raistone in-house platform, invoiceXcel.

Flexible legal and risk frameworks allow acceleration of invoices as early as day of submission.

Native integration with ERPs, accounting software and e-invoice platforms ensures supplier on-boarding can occur in seconds versus weeks or more for bank-only programs.

Non-debt working capital that co-exists with and complement other lending facilities.

No process changes or buyer involvement needed with our solution that is easy to use, integrated, and automated.

Our partners

Raistone enables the world’s largest enterprise software firms, including SAP, NetSuite, and dozens more, to deploy an embedded working capital finance tool for millions of users.

FAQ

Solutions for the retail industry

Raistone receivables finance offerings for the retail industry will help you unlock the cash you need to grow your business.

Who is Raistone?

Raistone is a world leading fintech that has financed billions of dollars in retail receivables. Through a receivables finance program, Raistone will purchase your receivables, providing you access to cash much faster.

What is receivables finance?

Receivables finance is a cost-effective solution that greatly improves working capital. Raistone can help retail businesses accelerate payment of their receivables within days of the invoices being approved. Raistone technology enables you to get paid faster, empowering you to invest in your business, buy materials, hire additional staff, and more.

Will the way I submit my invoices change?

No, your process will stay the same.

How long will it take to get set up?

Raistone programs are up and running within a matter of weeks.

Is this a loan program?

No, receivables finance is not a loan.

How do I enroll or obtain additional information?

Enroll your company by filling out the form above, and a member of our team will be in touch. If you have further questions, please contact sales@raistone.com. Someone from of our team of retail finance experts would be happy to help.

Whitepaper

Unlock the Power of Your Invoices

For the small and medium businesses (SMBs) that are the backbone of the nation’s economy, it is an added stress they do not need and do not deserve. That is why they are turning to innovative ways of unlocking that cash early so it can be put to productive use. In this whitepaper, Raistone financial experts detail how our Accounts Receivable Finance program helps businesses of all sizes, in all sectors.

Download now