Solutions for Buyers

Dynamic Discounting

Improve costs while supporting the cash flow needs of your suppliers. Dynamic Discounting is a flexible solution to managing payment terms between buyers and suppliers. With dynamic discounting, your company can drive cost savings and earn risk-free returns on your available cash, all while supporting the health and resiliency of your supply chain.


How it works: Dynamic Discounting

With Dynamic Discounting from Raistone, suppliers send their invoices to buyers as they normally would, but have the option to get paid more quickly, and to choose the timeline and pricing best for them. Here’s how it works:

Step 1:

Buyer approves invoice submitted by supplier via ERP

Step 2:

Supplier selects invoice(s) for early payment with Raistone

Step 3:

Raistone updates Buyer ERP with early payment instructions

Step 4:

Buyer pays Supplier discounted invoice at earlier date chosen by Supplier

Raistone helps companies maintain or extend payment terms.

With Raistone, businesses can improve their cash position, allowing them to grow their business, take on new clients and reduce risk, all without taking on debt.

Benefits of Dynamic Discounting

Support your supply chain. Empower your suppliers to choose their own payment terms, at competitive rates that suit their needs.

Flexible terms give you better control of your cashflow, and provide more financing options for your suppliers.

A non-debt solution for both your company and your suppliers, improving the health of your entire supply chain.

Broad platform compatibility supported by the largest enterprise resource planning (ERP) and payment systems, meaning you can get up and running with little effort.

Large corporates can use either their own capital, or tap into Raistone’s curated marketplace of investors for third-party cash.

A solid return on investment that can put your company’s cash to work, offering an alternative way to generate additional revenue.

Dynamic Discounting Capabilities

Embedded technology

Raistone’s solution natively integrates with many of the platforms that companies already use, allowing us to easily access invoice data to support the quick deployment of an early payment program.

Streamlined onboarding & setup

Supplier education and onboarding services leads to increased program adoption and quicker overall time to value.

Flexible program structure

Ability to adjust discount offers based upon the needs of the business and the availability of excess cash.

Imagine what your company
could do with Raistone

Grow your business, without taking on debt or raising equity. Work with more clients and accept larger orders. Reduce risk and keep your business resilient against supply chain disruptions. Maintain or extend payment terms without impacting your supply chain. Raistone helps companies get control of their cash position so they can focus on what they do best.

Value to your supply chain

  • Lower-cost financing: Small/mid-size suppliers often pay higher interest rates on loans.

  • Improved Days Sales Outstanding (DSO): Suppliers get paid as quickly as one day for invoices due at a later date.

  • Larger facility sizes: Due to credit strength of buyers.

  • Non-debt working capital: Which coexists and complements other early pay or lending facilities.

  • Facilitates additional sales: Enables suppliers to accept flexible payment terms and larger orders.

  • Optional to use: Whenever needed.

Ready to improve your cash position and support your supply chain? Let’s get started.

There is a need for businesses to improve working capital through increasing days payable outstanding. Yet, in the current economic environment, many suppliers find it difficult to wait 45, 60, or 90+ days to be paid on invoices when they need working capital to fulfill new orders.


Raistone is a world-leading fintech that helps corporates improve days payable outstanding without putting financial strain on their suppliers. Get in touch to learn more.

Learn more in our whitepaper

In this whitepaper, Raistone details how there is as much as $4 trillion worth of invoices outstanding on any given day in the U.S., as businesses frequently wait as long as 180 days for payment.

Stabilize Your Supply Chain