Business loan alternative
Choose Raistone To Avoid Debt With Bluevine
Raistone helps businesses of all sizes gain access to a versatile, flexible and affordable financing solution. Early pay from Raistone allows companies to get paid now for invoices due at a later date without taking on debt or burning through your credit capacity.
In-house. Raistone’s financing platform is all 100% internal and custom built for you. BlueVine outsources receivables financing, equaling more red-tape, higher fees and less transparency when compared to completing your financial journey all on Raistone’s website.
Non-debt. Customers will incur zero debt at Raistone. Financing at Raistone is non-recourse, meaning we absorb fiscal responsibility for insolvent debtors. BlueVine limits you to $500K and will burden you with a minimum interest rate of 7.8% for top qualifying customers.
Accessible. Virtually any company can use Raistone to finance their invoices. Companies that want to work with BlueVine must fulfill numerous qualifications, such as having a minimum 100k in outstanding receivables, having invoices for completed work only, or not being in the real estate or construction sectors.
Free up more cashflow. Raistone offers complete financing of up to 100% of your invoice, regardless of net terms, at a low and dynamic rate. BlueVine’s rate for financing invoices N61+ is 8.25%.
Raistone is equalizing access to working capital for businesses of all sizes through our easily implemented solutions. As the world’s largest business-to-business embedded finance provider, we are uniquely positioned to help your business leverage the power of your receivables.
Raistone is an award winning fintech backed by a full-service broker dealer, a $30 billion family office, a $900 billion wealth manager, and an international bank.
*Actual number of days may vary
Raistone works with the very same platforms and ERPs you already use
Raistone technology is embedded natively within major platforms and ERPs, allowing businesses to access or offer advance invoice payment without disrupting existing processes and workflow.