Accelerated Payments from Raistone

Optimize your cash flow

As the world’s largest business-to-business embedded finance provider, Raistone is trusted by thousands of businesses. Learn how alternative financing solutions from Raistone are more versatile, flexible and affordable than Billd, Bluevine, Fundbox, LSQ, PrimeRevenue and others.

  

Affordable financing that is faster and fairer than the competition.

With rates as low as 6% per annum, Raistone is competitively priced, and more affordable than alternatives such as a business loan from a bank, or working with traditional factoring firms. With accelerated payments from Raistone, companies like yours can get paid faster on invoices that are due in 30, 60 or 90-plus days.

Ready to get paid faster? Let’s get started.

Raistone is an award winning fintech backed by a full-service broker dealer, a $30 billion family office, a $900 billion wealth manager, and an international bank. We enable the financing of billions of dollars in transactions every year for business of all sizes.
 

A factoring finance solution from Raistone empowers you to direct working capital where your business needs it. Whether it’s to fund new sales, increase marketing, hire new personnel, or stabilize your cash flow, Raistone provides a non-debt solution to expedite business growth. Get in touch to learn more.

 

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How it works

Day 1

You request payment

Day 2-3

Raistone advances payment to you

Day 30*

Your customer remits payment to Raistone

*Actual number of days may vary

What makes Raistone different?

Flexible options. At any given time, suppliers have the freedom to cancel without incurring any penalties through Raistone. Suppliers have the flexibility to select the specific invoices they wish to fund based upon cash flow and business needs.

Efficient supplier onboarding. By employing a simple, web-based supplier enrollment process, onboarding can occur in days versus weeks or more. Raistone excels at efficiently onboarding tail suppliers compared to PrimeRevenue.

In-house. Raistone’s financing platform is all 100% internal and custom built for you. BlueVine outsources receivables financing to FundThrough, equaling more red-tape, higher fees and less transparency when compared to completing your financial journey all on Raistone’s website.

Proven track record. Raistone has surpassed $10 billion in financing to tens of thousands of companies, compared to the 3,800 Billd has serviced.

Predictable pricing structure. Raistone’s pricing is transparent, reliable, and does not vary. PrimeRevenue uses a bidding structure which is dependent upon funder capacity and availability.

Non-debt. Customers will incur zero debt at Raistone. In fact, financing at Raistone is non-recourse, meaning Raistone absorbs fiscal responsibility for insolvent debtors, leaving you risk free. BlueVine’s line of credit or business term loan will burden you with a minimum interest rate of 7.8% for top qualifying customers.

Strong ownership group. Raistone is backed by a full-service broker dealer, a $30 billion family office, a $900 billion wealth manager, and an international bank. LSQ is self-funded with the help of third-party funding sources.

International Financing. Raistone finances companies across the Americas, Europe and Asia. Fundbox is limited to US based companies.

“What Raistone offers is a fantastic product. Every small- and medium- sized business should be using it. ”
Todd Giardina CEO, Todd’s IT
“Without Raistone backing Shamrock, I would not have the confidence to pursue the growth goals we have set.”
Kevin O’Shea CEO at Shamrock Electric Co., Inc.
“By utilizing Raistone, our company has been able to grow faster, hire more people, and retain more employees based on being able to pay them in a very timely manner.”
Bennett Coughlan President of SolarFlow
View all case studies

Empower by Raistone

Raistone is proud to waive enrollment fees for minority- and women-owned business enterprises (MWBEs). An initiative designed to promote diversity and inclusion by extending
convenient financial tools.

Experts agree — Raistone is an innovative industry leader

Raistone named “Trade Finance Platform of the Year” by FDI Insider
The FDI Insider Awards honor companies that exemplify excellence and innovation in their fields. This year they recognized Raistone as a leading platform.
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Raistone Shortlisted at the 2024 RFIx Awards for “Most Innovative Fintech of the Year”
Raistone is honored to be recognized by the 2024 RFIx Awards for our fintech solutions, which have ranked among “Most Innovative.”
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Raistone Recognized as “Best Non-Bank Trade Finance Provider” by Global Trade Review
The GTR Leaders in Trade awards highlight excellence in the trade, commodity, supply chain, and export finance and fintech markets.
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Raistone Wins “Best Collaboration/Alliance Initiative” at 2023 American Financial Technology Awards
Raistone is honored to be named a winner in the 2023 American Financial Technology Awards for its relationships with major platform partners. Raistone partnerships and collaborations — coupled with technological innovation — allow mid-market businesses to access a reliable source of funding.
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Raistone Ranked 43rd Fastest Growing Company in America on Deloitte Technology Fast 500™
Award reflects 2x year-over-year growth at Raistone for sixth straight time. Raistone, the top provider of embedded finance for businesses, today announced it ranked No. 43 on the 2023 Deloitte Technology Fast 500™.
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Raistone Chief Executive Officer Dave Skirzenski Named a Visionary CEO in the 2024 Banking Tech Awards USA
For the second year in a row, Dave Skirzenski has been recognized as a tech leader in the Banking Tech Awards USA.
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Raistone Shortlisted at 2023 Banking Tech Awards for “Best Embedded Finance System”
Raistone is honored to be recognized by Fintech Futures in this year’s Banking Tech Awards in the “Best Embedded Finance System” category. This category recognizes software and services providers for embedded finance platforms. 
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Raistone Chief Executive Officer David Skirzenski recognized as Tech Leader by Fintech Futures
Raistone Chief Executive David Skirzenski has been named a Tech Leader by Fintech Futures, shortlisting him in both the PayTech Awards USA and the Banking Tech Awards, which demonstrate innovation and leadership in the payment technology and banking sector.
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Raistone Wins Gold in 2023 Merit Awards for Technology 
Raistone is honored to be named a gold winner in the “FinTech – Capital Finance” category in the 2023 Merit Awards. Through innovative technology and a growing number of partnerships, Raistone has been able to provide access to the working capital to a broader range of businesses.
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Fintech Futures Recognizes Raistone for “Best Use of Tech in Business Payments”
Raistone has been shortlisted for the PayTech Awards USA in the category “Best Use of Tech in Business Payments” for its proprietary cloud-based receivables and supply chain finance platform that offer a range of products embedded within existing business platforms, permitting quicker payments and operational ease.
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Raistone Again Named ABF Journal’s “Most Innovative Company”
For the third year straight, Raistone has been named one of ABF Journal’s “Most Innovative Companies,” recognizing our continued success within the specialty finance industry, particularly in expanding the reach of our services to new clients and platforms.
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Global Trade Review Again Recognizes Raistone as Leader in Supply Chain Finance
The GTR Leaders in Trade awards highlight excellence in the trade, commodity, supply chain and export finance and fintech markets.
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Raistone Named “Best Fintech Platform for Businesses” by PAN Finance
Raistone is honored to be named Best Fintech Platform for Business by PAN Finance. 
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Raistone Named “Best Trade Finance Provider — Non-Bank” by Global Finance Magazine
Raistone is proud to have been selected as the “Best Trade Finance Provider — Non-Bank” by Global Finance Magazine.
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Our partners

Raistone enables the world’s largest enterprise software firms, including SAP, NetSuite, and dozens more, to deploy an embedded working capital finance tool for millions of users.