Working Capital Solutions for Buyers & Suppliers

Manage your cash flow

Raistone provides businesses of all sizes with more versatile, flexible and affordable options than PrimeRevenue and other competitors. Whether you’re a supplier looking for faster cash or a buyer looking or payment term flexibility, Raistone has solutions to help your business.

 

  

Ready to achieve your working capital goals?

Raistone provides solutions to both suppliers looking to get paid now for invoices due later and buyers looking to maintain or extend payment terms while offering suppliers the ability to be paid in advance of the invoice due date. With powerful financial tools from Raistone, businesses of all sizes can benefit.

 

Raistone is an award winning fintech backed by a full-service broker dealer, a $30 billion family office, a $900 billion wealth manager, and an international bank.
 

Click here for the Raistone Privacy Policy

Get started today

See how working capital finance can work for your business

With powerful financial tools from Raistone, businesses of all sizes can benefit. Accounts Receivable Finance empowers suppliers to get accelerated payments, while Supply Chain Finance allows buyers to maintain or extend payment terms without impacting their suppliers. Here’s how they both work:

Day 1

You request early payment

Day 5

With Raistone, your company is paid 60 days earlier

Day 65

Your customer pays on the normal due date

Day 1

Your customer requests payment

Day 5

Your customer is paid 40 days early

Day 45

With Raistone, your business gains extended payment terms

Day 60

Your company pays 15 days later than before

Raistone works with the very same platforms and ERPs you already use

Raistone technology is embedded natively within major platforms and ERPs, allowing businesses to access or offer advance invoice payment without disrupting existing processes and workflow.

Learn more about Raistone integrations

Why choose Raistone over PrimeRevenue?

Accounts Receivable Finance
Accelerated payments
Learn more

Lower cost financing.Receivables financing from Raistone is up to a third less than other forms of financing and all costs are visible and shown prior to confirmation. 

Reliable funding. Raistone provides businesses with reliable funding options. After successfully onboarding a client, we can provide invoice financing at any time. However, it’s important to note that with PrimeRevenue, funding availability may be subject to the capacity or availability of the funder.

Flexible options.At any given time, suppliers have the freedom to cancel without incurring any penalties through Raistone. Suppliers have the flexibility to select the specific invoices they wish to fund based upon cash flow and business needs. 

Predictable pricing structure.Raistone’s pricing is transparent, reliable, and does not vary. PrimeRevenue uses a bidding structure which is dependent upon funder capacity and availability. 

Supply Chain Finance
Cash flow management
Learn more

Wide range of program sizes.Raistone has the ability to accommodate a broader range of Supply Chain Financing Programs compared to PrimeRevenue, with program sizes spanning from $500K to over $500M. 

Efficient supplier onboarding.By employing a simple, web-based supplier enrollment process, Raistone excels at efficiently onboarding tail suppliers compared to PrimeRevenue. 

Flexible program structures.Raistone has a diverse, curated marketplace of bank, non-bank, and in-house credit facilities for eligible buyers allowing for flexible program structures and competitive pricing. PrimeRevenue largely uses relationship banking partners to fund programs.

Mid-market specialization.Supply chain financing should no longer be a tool of the select few. Raistone specializes in helping mid-market companies build and deploy customized Supply Chain Financing programs to drive working capital goals and support the health of their supply chains. In contrast, PrimeRevenue has primarily concentrated on serving larger investment grade corporations. 

Experts agree — Raistone is an innovative industry leader

Raistone named “Trade Finance Platform of the Year” by FDI Insider
The FDI Insider Awards honor companies that exemplify excellence and innovation in their fields. This year they recognized Raistone as a leading platform.
Read Now
Raistone Shortlisted at the 2024 RFIx Awards for “Most Innovative Fintech of the Year”
Raistone is honored to be recognized by the 2024 RFIx Awards for our fintech solutions, which have ranked among “Most Innovative.”
Read Now
Raistone Recognized as “Best Non-Bank Trade Finance Provider” by Global Trade Review
The GTR Leaders in Trade awards highlight excellence in the trade, commodity, supply chain, and export finance and fintech markets.
Read Now
Raistone Wins “Best Collaboration/Alliance Initiative” at 2023 American Financial Technology Awards
Raistone is honored to be named a winner in the 2023 American Financial Technology Awards for its relationships with major platform partners. Raistone partnerships and collaborations — coupled with technological innovation — allow mid-market businesses to access a reliable source of funding.
Read Now
Raistone Ranked 43rd Fastest Growing Company in America on Deloitte Technology Fast 500™
Award reflects 2x year-over-year growth at Raistone for sixth straight time. Raistone, the top provider of embedded finance for businesses, today announced it ranked No. 43 on the 2023 Deloitte Technology Fast 500™.
Read Now
Raistone Chief Executive Officer Dave Skirzenski Named a Visionary CEO in the 2024 Banking Tech Awards USA
For the second year in a row, Dave Skirzenski has been recognized as a tech leader in the Banking Tech Awards USA.
Read Now
Raistone Shortlisted at 2023 Banking Tech Awards for “Best Embedded Finance System”
Raistone is honored to be recognized by Fintech Futures in this year’s Banking Tech Awards in the “Best Embedded Finance System” category. This category recognizes software and services providers for embedded finance platforms. 
Read Now
Raistone Chief Executive Officer David Skirzenski recognized as Tech Leader by Fintech Futures
Raistone Chief Executive David Skirzenski has been named a Tech Leader by Fintech Futures, shortlisting him in both the PayTech Awards USA and the Banking Tech Awards, which demonstrate innovation and leadership in the payment technology and banking sector.
Read Now
Raistone Wins Gold in 2023 Merit Awards for Technology 
Raistone is honored to be named a gold winner in the “FinTech – Capital Finance” category in the 2023 Merit Awards. Through innovative technology and a growing number of partnerships, Raistone has been able to provide access to the working capital to a broader range of businesses.
Read Now
Fintech Futures Recognizes Raistone for “Best Use of Tech in Business Payments”
Raistone has been shortlisted for the PayTech Awards USA in the category “Best Use of Tech in Business Payments” for its proprietary cloud-based receivables and supply chain finance platform that offer a range of products embedded within existing business platforms, permitting quicker payments and operational ease.
Read Now
Raistone Again Named ABF Journal’s “Most Innovative Company”
For the third year straight, Raistone has been named one of ABF Journal’s “Most Innovative Companies,” recognizing our continued success within the specialty finance industry, particularly in expanding the reach of our services to new clients and platforms.
Read Now
Global Trade Review Again Recognizes Raistone as Leader in Supply Chain Finance
The GTR Leaders in Trade awards highlight excellence in the trade, commodity, supply chain and export finance and fintech markets.
Read Now
Raistone Named “Best Fintech Platform for Businesses” by PAN Finance
Raistone is honored to be named Best Fintech Platform for Business by PAN Finance. 
Read Now
Raistone Named “Best Trade Finance Provider — Non-Bank” by Global Finance Magazine
Raistone is proud to have been selected as the “Best Trade Finance Provider — Non-Bank” by Global Finance Magazine.
Read Now
“By using accounts receivable finance and supply chain finance with Raistone, our company was able to unlock $296 million from our balance sheet without incurring any incremental debt.”
“By utilizing Raistone, our company has been able to grow faster, hire more people, and retain more employees based on being able to pay them in a very timely manner.”
Bennett Coughlan President of SolarFlow
“Without Raistone backing Shamrock, I would not have the confidence to pursue the growth goals we have set.”
Kevin O’Shea CEO at Shamrock Electric Co., Inc.
View all case studies