Working capital financing for your customers

Platforms

Drive growth of your platform and improve your net promoter score 75+ points with embedded working capital financing opportunities from Raistone. Whether you are a global platform, or are focused on a particular industry or vertical, offering embedded working capital finance to your core users definitively enhances customer experience, adds new line of revenue, and can grow your business.

 

Types of platforms we work with:

ERP Suites

AP Automation/Invoice-to-Pay

Procure-to-Pay (P2P)

e-Procurement

B2B Marketplaces

Supplier Networks

Working Capital Management

Benefits of embedded working capital finance

Enhance user experience and build trust

By integrating financing options seamlessly within your platform, you can offer a complete solution to businesses, covering not just their core operations but also their financial requirements.

Win and retain more customers

Attract new users to your platform, drive engagement with current customers, and reduce churn by providing financing opportunities that differentiate you from your competition.

Create a new revenue stream

Add a new source of revenue on top of existing business by leveraging platform data to earn a revenue share on financing fees with no liability of credit losses.

What’s included

A complete working capital finance solution made easy

User experience

• Simple enrollment
• Automated collection of underwriting data
• Easy selection of early payment options

Underwriting

• Business creditworthiness
• Collateral & lien assessment
• Automated seller/debtor relationship review

Legal & risk

• KYC, AML, OFAC screening
• Lien searches, filing, and maintenance
• Tailored and streamlined deal structuring

Servicing

• Access to diverse network of bank and non-bank funders
• Automated payment disbursement
• Transparent reporting and reconciliation

Flexible technology designed to support success

We provide expertise and options. Raistone can support various methods of integration to your platform, whether that is a full API-driven experience or a lightweight option, we can make you successful.

Simple, straightforward APIs

Raistone’s APIs can be easily deployed to automate everything from customer information, historical transaction data, and invoice elements. Get started quickly without significant investment or upfront cost.

Leading trade finance platform

Core processing engine that coordinates all aspects of working capital finance on behalf of your platform so that the user experience is seamless and effortless.

Customer support

We make the experience for customers and our platform partners easy by providing services and support tailored to their needs. Raistone’s team of experts can assist in everything from integration to payment.

Customer use cases

Supporting cash flow needs of suppliers on the SAP Business Network

SAP Supplier Financing, powered by Raistone, is a solution that provides receviables financing to suppliers on the SAP Business Network. With a network of over 5 million trading partners, the solution leverages transactional data to provide a fully automated experience, flexible working capital opportunities, and instant pre-qualification based upon supplier history.

Expanding access to working capital finance for 25,000+ NetSuite users

invoiceXcel by Raistone is a fully integrated receivables financing SuiteApp for NetSuite users. The SuiteApp enables NetSuite clients to be paid early for invoices they have submitted to their customers, but that might not be due for another 30, 60, or 90+ days. The solution helps NetSuite clients improve their cash flow by getting paid faster, selling more product, and reducing their Days Sales Outstanding (DSO).

Headline about Raistone and Tipalti goes here blah blah blah blah blah

Together, Raistone and Tipalti leverage their integrated technology to empower growing businesses, enabling them to efficiently manage their accounts payable and accelerate payments due to them.

Raistone selected as initial launch partner for Coupa Pay Supply Chain Finance

Coupa Pay SCF provides businesses of all sizes access to powerful financial solutions that were previously restricted to the largest corporates. By partnering with Raistone, Coupa Pay SCF provides incremental cash flow management options to both investment-grade and non-investment-grade companies, particularly those in the mid-market segment.

Raistone + Mastercard

Raistone has partnered with Mastercard, leveraging virtual card payments to speed up working capital disbursements for businesses.

 

Our partnership simplifies business-to-business finance payments and accelerates access to capital for small-and-medium-sized businesses (SMBs). At Raistone, we are constantly innovating, equalizing access to working capital and offering businesses of all sizes access to their money, on their terms.

 

Read more about our partnership

Awards and recognitions

Fintech Futures Recognizes Raistone for “Best Use of Tech in Business Payments”
Raistone has been shortlisted for the PayTech Awards USA in the category “Best Use of Tech in Business Payments” for its proprietary cloud-based receivables and supply chain finance platform that offer a range of products embedded within existing business platforms, permitting quicker payments and operational ease.
Read Now
Raistone Again Named ABF Journal’s “Most Innovative Company”
For the third year straight, Raistone has been named one of ABF Journal’s “Most Innovative Companies,” recognizing our continued success within the specialty finance industry, particularly in expanding the reach of our services to new clients and platforms.
Read Now
Global Trade Review Again Recognizes Raistone as Leader in Supply Chain Finance
The GTR Leaders in Trade awards highlight excellence in the trade, commodity, supply chain and export finance and fintech markets.
Read Now
Raistone Global Head of Capital Markets, Qing Fan, recognized as one of the “Top Women in Asset-Based Lending” by ABF Journal
Raistone is proud to share that Qing Fan was named one of the “Top Women in Asset-Based Lending” in ABF Journal’s Diversity, Equity and Inclusion Issue.
Read Now
Raistone Named “Best Fintech Platform for Businesses” by PAN Finance
Raistone is honored to be named Best Fintech Platform for Business by PAN Finance. 
Read Now
Raistone Named “Best Trade Finance Provider — Non-Bank” by Global Finance Magazine
Raistone is proud to have been selected as the “Best Trade Finance Provider — Non-Bank” by Global Finance Magazine.
Read Now
Raistone Honored as SAP Pinnacle Awards 2022 Finalist 
The SAP Pinnacle Awards showcase top-performing partners who have excelled in helping customers become best-run businesses. The distinction places Raistone among just 30 companies selected from more than 20,000 accredited partners in the broader SAP ecosystem.
Read Now
Raistone Named ABF Journal’s “Most Innovative Company”
For the last two years in a row, Raistone has been named one of ABF Journal’s “Most Innovative Companies.”
Read Now
Raistone Selected as Top Supply Chain Finance Provider by Global Trade Review
The Leaders in Trade awards from Global Trade Review highlight excellence in the trade, commodity, supply chain and export finance and fintech markets. Raistone was shortlisted for the “best alternative trade or supply chain finance provider” in the GTR Leaders in Trade awards.
Read Now
Raistone & Mastercard Named ‘Best Fintech Partnership’ Finalists in 2022 Finovate Awards 
Raistone is proud to have been selected as a finalist for “Best Fintech Partnership” in the 2022 Finovate Awards, recognizing its partnership with Mastercard that accelerates working capital payments to businesses of all sizes, but particularly women- and minority-owned business enterprises (WMBEs).
Read Now

Want to learn more?

Get in touch with us to learn more about how Raistone can help your platform embed working capital finance to win more business, provide a value-add that enhances user experience, and create a new revenue stream.

 

We look forward to hearing from you!

 

Click here for the Raistone Privacy Policy

Fill out the form below to get in touch