Fund your clients’ growth

Tech-enabled solutions

Raistone supports technology platforms by providing integrated funding solutions that offset decreasing revenue margins, reduce the need for additional systems, increases client retention and supports the longevity of your clients’ financial health.
 

Seamless Integration via Raistone Connect

Types of platforms we work with

Thanks to our proprietary technology and highly compatible APIs, Raistone can integrate with virtually any platform, allowing businesses to access or offer advance payment without disrupting existing processes and workflow.

•  ERP Suites

 

• Spend Management

 

•  O2C Systems

 

•  Supplier Networks

 

• AP Automation

•  Invoicing, Billing & Accounting Systems

 

•  AR Automation

 

•  B2B Payments Platforms

 

•  Procure-to-Pay (P2P) Systems

 

•  Treasury Systems

Platform Alliances

  • Increase your net promoter score by two-quartiles
  • Ensure your clients financial stability
  • Enable client growth
  • Drive growth

Channels

  • Increase your value proposition
  • New revenue channels
  • Enhance stickiness for your platform
  • Grow with your clients

Referrals

  • Assist your clients’ businesses
  • Create an ongoing revenue stream
  • Have happier clients
  • Access untapped sources of income

Discover New Benefits with Raistone

Raistone supports the growth of technology platforms by providing integrated funding solutions through our proprietary technology and versatile API, which allow platforms to seamlessly implement new services and enhance user experience.
 
Download our free guide to discover how partnering with Raistone can enhance existing service offerings.

 

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According to a recent TSG and KeyBank survey, only 55% of software vendors were satisfied with their embedded payment providers’ application programming interfaces (APIs). Even more problematic, a mere 41% were satisfied with the quality of their providers’ customer service.

 

While the survey results highlight the work providers have ahead of them, the findings underscore the immense opportunity for providers to meet software vendor’s needs.
 

91% of respondents identified embedded banking options as important or extremely important to their companies.

Benefits of embedded working capital finance

Win and retain more customers

Attract new users to your platform, drive engagement with current customers, and reduce churn by providing financing opportunities that differentiate you from your competition.

Add value to enhanced user experience

Offer a complete solution to businesses by seamlessly integrating financing options, covering more than just your clients’ core operations, but their financial requirements too, all easily accessible within your platform.

Offset decreasing margins with new revenue streams

Add a new source of revenue on top of existing business by leveraging platform data to earn a revenue share on financing fees with no liability of credit losses.

Working Capital Solutions for You and Your Clients

A complete working capital finance solution made easy.

Accounts Receivable Finance

A business accelerates payment due later and is paid at up to 100% advance rate.

Learn more

Supply Chain Finance

A company agrees to pay approved invoices at a later date, while their suppliers are paid more quickly.

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What’s included

A complete working capital finance solution made easy

User experience

• Simple enrollment
• Automated collection of underwriting data
• Easy selection of early payment options

Underwriting

• Business creditworthiness
• Collateral & lien assessment
• Automated seller/debtor relationship review

Legal & risk

• KYC, AML, OFAC screening
• Lien searches, filing, and maintenance
• Tailored and streamlined deal structuring

Servicing

• Access to diverse network of bank and non-bank investors
• Automated payment disbursement
• Transparent reporting and reconciliation

Flexible technology designed to support success

We provide expertise and options. Raistone can support various methods of integration to your platform, whether that is a full API-driven experience or a lightweight option, we can make you successful.

Simple, straightforward APIs

Raistone’s APIs can be easily deployed to automate everything from customer information, historical transaction data, and invoice elements. Get started quickly without a significant investment or upfront costs.

Leading trade finance platform

The core processing engine coordinates all aspects of working capital finance on your platform’s behalf, creating a seamless and effortless user experience.

Customer support

From integration to payment, our experts are there to tailor the process to your unique needs and make the experience as easy as possible.

Customer use cases

Supporting cash flow needs of suppliers on the SAP Business Network

SAP Supplier Financing, powered by Raistone, is a solution that provides receviables financing to suppliers on the SAP Business Network. With a network of over 5 million trading partners, the solution leverages transactional data to provide a fully automated experience, flexible working capital opportunities, and instant pre-qualification based upon supplier history.

Expanding access to working capital finance for 25,000+ NetSuite users

invoiceXcel by Raistone is a fully integrated receivables financing SuiteApp for NetSuite users. The SuiteApp enables NetSuite clients to be paid early for invoices they have submitted to their customers, but that might not be due for another 30, 60, or 90+ days. The solution helps NetSuite clients improve their cash flow by getting paid faster, selling more product, and reducing their Days Sales Outstanding (DSO).

Raistone partners with Tipalti to support streamlined access to financing

Tipalti’s End-To-End Global Payment & AP Automation platform helps streamlines all phases of the accounts payable, procurement, and global payments processes for businesses. Together, Raistone and Tipalti leverage their integrated technology to empower growing businesses, enabling them to efficiently manage their accounts payable and accelerate payments due to them.

Raistone selected as initial launch partner for Coupa Pay Supply Chain Finance

Coupa Pay SCF provides businesses of all sizes access to powerful financial solutions that were previously restricted to the largest corporates. By partnering with Raistone, Coupa Pay SCF provides incremental cash flow management options to both investment-grade and non-investment-grade companies, particularly those in the mid-market segment.

Raistone + Mastercard

Raistone has partnered with Mastercard, leveraging virtual card payments to expedite working capital disbursements for businesses

 

Our partnership simplifies business-to-business finance payments and accelerates access to capital for small-and-medium-sized businesses (SMBs). We are constantly innovating to equalize access to working capital, offering businesses of all sizes access to their money, on their terms.

 

Read more about our partnership

Awards and recognitions

Raistone named “Trade Finance Platform of the Year” by FDI Insider
The FDI Insider Awards honor companies that exemplify excellence and innovation in their fields. This year they recognized Raistone as a leading platform.
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Raistone Shortlisted at the 2024 RFIx Awards for “Most Innovative Fintech of the Year”
Raistone is honored to be recognized by the 2024 RFIx Awards for our fintech solutions, which have ranked among “Most Innovative.”
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Raistone Recognized as “Best Non-Bank Trade Finance Provider” by Global Trade Review
The GTR Leaders in Trade awards highlight excellence in the trade, commodity, supply chain, and export finance and fintech markets.
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Raistone Wins “Best Collaboration/Alliance Initiative” at 2023 American Financial Technology Awards
Raistone is honored to be named a winner in the 2023 American Financial Technology Awards for its relationships with major platform partners. Raistone partnerships and collaborations — coupled with technological innovation — allow mid-market businesses to access a reliable source of funding.
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Raistone Ranked 43rd Fastest Growing Company in America on Deloitte Technology Fast 500™
Award reflects 2x year-over-year growth at Raistone for sixth straight time. Raistone, the top provider of embedded finance for businesses, today announced it ranked No. 43 on the 2023 Deloitte Technology Fast 500™.
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Raistone Shortlisted at 2023 Banking Tech Awards for “Best Embedded Finance System”
Raistone is honored to be recognized by Fintech Futures in this year’s Banking Tech Awards in the “Best Embedded Finance System” category. This category recognizes software and services providers for embedded finance platforms. 
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Raistone Wins Gold in 2023 Merit Awards for Technology 
Raistone is honored to be named a gold winner in the “FinTech – Capital Finance” category in the 2023 Merit Awards. Through innovative technology and a growing number of partnerships, Raistone has been able to provide access to the working capital to a broader range of businesses.
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Fintech Futures Recognizes Raistone for “Best Use of Tech in Business Payments”
Raistone has been shortlisted for the PayTech Awards USA in the category “Best Use of Tech in Business Payments” for its proprietary cloud-based receivables and supply chain finance platform that offer a range of products embedded within existing business platforms, permitting quicker payments and operational ease.
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Raistone Again Named ABF Journal’s “Most Innovative Company”
For the third year straight, Raistone has been named one of ABF Journal’s “Most Innovative Companies,” recognizing our continued success within the specialty finance industry, particularly in expanding the reach of our services to new clients and platforms.
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Global Trade Review Again Recognizes Raistone as Leader in Supply Chain Finance
The GTR Leaders in Trade awards highlight excellence in the trade, commodity, supply chain and export finance and fintech markets.
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Raistone Global Head of Capital Markets, Qing Fan, recognized as one of the “Top Women in Asset-Based Lending” by ABF Journal
Raistone is proud to share that Qing Fan was named one of the “Top Women in Asset-Based Lending” in ABF Journal’s Diversity, Equity and Inclusion Issue.
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Raistone Named “Best Fintech Platform for Businesses” by PAN Finance
Raistone is honored to be named Best Fintech Platform for Business by PAN Finance. 
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Raistone Named “Best Trade Finance Provider — Non-Bank” by Global Finance Magazine
Raistone is proud to have been selected as the “Best Trade Finance Provider — Non-Bank” by Global Finance Magazine.
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Raistone Honored as SAP Pinnacle Awards 2022 Finalist 
The SAP Pinnacle Awards showcase top-performing partners who have excelled in helping customers become best-run businesses. The distinction places Raistone among just 30 companies selected from more than 20,000 accredited partners in the broader SAP ecosystem.
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Raistone Named ABF Journal’s “Most Innovative Company”
For the last two years in a row, Raistone has been named one of ABF Journal’s “Most Innovative Companies.”
Read Now
Raistone Selected as Top Supply Chain Finance Provider by Global Trade Review
The Leaders in Trade awards from Global Trade Review highlight excellence in the trade, commodity, supply chain and export finance and fintech markets. Raistone was shortlisted for the “best alternative trade or supply chain finance provider” in the GTR Leaders in Trade awards.
Read Now
Raistone & Mastercard Named ‘Best Fintech Partnership’ Finalists in 2022 Finovate Awards 
Raistone is proud to have been selected as a finalist for “Best Fintech Partnership” in the 2022 Finovate Awards, recognizing its partnership with Mastercard that accelerates working capital payments to businesses of all sizes, but particularly women- and minority-owned business enterprises (WMBEs).
Read Now

Learn more about Raistone’s partnership opportunities

Raistone technology is the leading provider of flexible funding to a diverse community of suppliers, buyers and technology companies supporting financial wellbeing and growth.

 

Get in touch with us to learn more about how Raistone can help your platform embed working capital finance to win more business, provide a value-add that enhances user experience, and create a new revenue stream.

 

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