Accelerate payments this holiday season

Unwrap your 2025 business possibilities

Raistone helps businesses navigate the holiday hustle of late or deferred payments from customers a common challenge faced during the (otherwise) most wonderful time of the year. Your business can get paid early on invoices and other receivables to help fund new sales, increase marketing, hire new personnel, or simply stabilize your cash flow. 

Ring in the new year with a strong financial foundation

Financial solutions from Raistone provide a smart, streamlined way to boost your business this holiday season and beyond. Our innovative payment solutions help companies like yours access the working capital they need to welcome new clients, purchase inventory, or spread cheer with year-end bonuses for your team, Raistone has everything you need to succeed. 

 

Fill out our form to get in touch and learn more. One of our experienced financial specialists will help you discover how to access your money, on your terms. 

See how Raistone can help your business shine bright this season

Keep your balance sheet as full as your holiday spirit, without taking on debt. With powerful financial tools from Raistone, your business can accelerate payment of money due to you, leaving you with less financial stress and more time for the festivities of the season. Raistone solutions help companies like yours grow, hire, and thrive — especially during the holiday rush, when every penny counts. 

Day 1

Your company submits an invoice for early payment

Day 5

With Raistone, you get paid 90 days early

Day 95

Your buyer pays invoice on normal due date

The gift of easy access to embedded finance 

Raistone enables the world’s largest enterprise software firms, including SAP, NetSuite, and dozens more, to deliver an embedded working capital finance tool that brings the joy of easy working capital management to millions of users this season and beyond. 

Raistone is here to help ease the holiday crunch

Financial solutions from Raistone make it convenient and cost-effective for you to:

 

• Take on new clients and grow your business

 

• Ensure your shelves are stocked and ready to meet your clients’ needs, from holiday sales to opportunities in the new year

 

• Offset payment terms recently extended by a client

 

• Have more cash available to pay out year-end bonuses to your employees

How we compare

When looking for an alternative financing provider, it’s important to find one that meets your business needs. As the world’s largest business-to-business embedded finance provider, Raistone is trusted by thousands of businesses.

Benefits of accelerated payments with Raistone

Reduce your company’s days sales outstanding (DSO) and accept longer payment terms without hurting your cash position.

Businesses can accelerate payment on an invoice due at a later date and get paid up to 100% advance rate, less discount fee, meaning you’re not stuck chasing invoices.

Suppliers have more control over when they get paid, and more visibility into payment status than traditional payment methods, thanks to the Raistone in-house platform, invoiceXcel.

No process changes or buyer involvement needed with our solution that is easy to use, integrated, and automated — helping you avoid endless out of office emails as the holiday season approaches.

Flexible legal and risk frameworks allow acceleration of invoices as early as day of submission, ensuring your team can stay agile through the holiday season.

Native integration with ERPs, accounting software and e-invoice platforms ensures supplier on-boarding can occur in seconds versus weeks or more for bank-only programs — giving you plenty of time to close out the quarter.

Non-debt working capital that co-exists with and complement other lending facilities, enabling smooth financial operations as the year wraps up.

Raistone works with the very same platforms and ERPs you already use

Raistone technology is embedded natively within major platforms and ERPs, allowing businesses to access or offer advance invoice payment without disrupting existing processes and workflow.

Learn more about Raistone integrations
“The Raistone piece, and the cash it has provided, has allowed us to take on more and more of these jobs, expand with other companies, and to get contracts that we didn’t even foresee would be possible. And it just keeps on increasing.”
Sharon Cantrell CEO at Creative Construction
“What Raistone offers is a fantastic product. Every small- and medium- sized business should be using it. ”
Todd Giardina CEO, Todd’s IT
“With Raistone, this coffee supplier has been able to accelerate over $2.5 million in outstanding invoices, increasing their access to liquidity and ability to capture valuable growth opportunities in their market.”
“Without Raistone backing Shamrock, I would not have the confidence to pursue the growth goals we have set.”
Kevin O’Shea CEO at Shamrock Electric Co., Inc.
View all case studies

Empower by Raistone

Raistone is proud to waive enrollment fees for minority- and women-owned business enterprises (MWBEs). An initiative designed to promote diversity and inclusion by extending
convenient financial tools.

Experts agree — Raistone is a world-leading fintech, delivering financial gifts that keep on giving throughout the year.

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