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Capital for Evolving Supply Chains

From increased demand for American-made goods, to tariff unpredictability and shifting supplier terms, businesses are facing mounting financial pressures.

Navigate uncertainty with confidence

Faster, Fairer
Payments

Powerful suite of financial tools that level the playing field for your organization, allowing you to get paid now for money due to you later

Our solutions for suppliers & SMBs

Fueling Contractor Growth

Discover how Raistone and Mastercard are helping contractors manage cash flow, pay for materials, and expedite payments with virtual cards.

How our tools drive project efficiency

Flexible
Payments,
on Your Terms

Maintain or extend your payment terms, retaining cash on your balance sheet while ensuring your suppliers get paid on time

What we offer buyers & corporates

A World-Leading

Fintech

Raistone enables the world’s largest enterprise software firms to deploy an embedded working capital finance tool for millions of users via our API, Raistone Connect.

How we help ERPs and platforms

Leveling the playing field for B2B payments

Learn what Raistone can do for you

  • Faster, fairer payments
  • Stabilize your supply chain
  • Integrated technology
  • A new asset class
Faster, fairer payments

Say goodbye to 30, 60 or 90+ day payment cycles. With Raistone, your business can get paid quickly without taking on debt.

Learn how we help
Stabilize your supply chain

Raistone provides companies with flexible payment terms, allowing you to increase your days payable outstanding while ensuring your supply chain continues to run smoothly.

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Integrated technology

Raistone technology can be embedded within the platforms companies already use, offering clients receivables finance and allowing suppliers to be paid in advance of an invoice due date.

Learn how we help
A new asset class

An advanced working capital finance platform, bolstered by our proprietary RaiScore®, offers investors opportunities with a new asset class and unprecedented access to corporate debt markets.

Learn how we help

Case studies

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“Without Raistone backing Shamrock, I would not have the confidence to pursue the growth goals we have set.”
Kevin O’Shea CEO at Shamrock Electric Co., Inc.
“By utilizing Raistone, our company has been able to grow faster, hire more people, and retain more employees based on being able to pay them in a very timely manner.”
Bennett Coughlan President of SolarFlow
supplier-img
“What Raistone offers is a fantastic product. Every small- and medium- sized business should be using it. ”
Todd Giardina CEO, Todd’s IT
“By using accounts receivable finance and supply chain finance with Raistone, our company was able to unlock $296 million from our balance sheet without incurring any incremental debt.”
Major Automotive Parts Manufacturer
View all case studies

Latest news and insights

Raistone and amni.ai Partner to Help Consumer Goods Companies Grow Faster
With long cash conversion cycles and strained supply chains, managing liquidity has become a strategic imperative for manufacturers and suppliers of consumer goods.
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Raistone Named 2025-26 ‘Great Place To Work’
This year, 80% of employees said Raistone is a Great Place To Work, 23 points higher than the average U.S.-based company.
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Raistone Recognized in the PR Daily 2025 Content Marketing Awards for “Strategy of the Year”
Raistone is delighted to be named as a finalist and highlighted for ongoing efforts to reach businesses of all sizes and across industries.
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Raistone Wins “Best Embedded SME Financing Solution” at 2025 Banking Tech Awards USA
This victory underscores Raistone’s leadership in embedded finance and commitment to equalizing working capital access.
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Fueling Manufacturers with Enhanced Working Capital Access
OroCommerce and Raistone have come together to help manufacturers turn unpaid invoices into on-demand working capital.
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Raistone Technology and Leadership Recognized in 2025 PayTech Awards
Raistone has been named a finalist in two categories at the upcoming 2025 PayTech Awards, highlighting the company’s success in transforming business payments through embedded finance.
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Raistone Head of Program Management Eve Melvan Recognized as a Trailblazer in ABF Journal
With extensive experience in fintech program management, Eve drives operational excellence and advances efficient, scalable strategies in embedded finance.
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How to Capitalize on the Made in America Movement and Grow Your Business with Alternative Financing
There is a significant growth opportunity for American suppliers, but only if they can access the capital required to meet increasing orders. Learn how Accounts Receivable Finance can help preserve cash flow and expand capacity without increasing liabilities.
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How Virtual Card Payments Boost Contractor Efficiency
Learn from Raistone CFO Mike Bruynesteyn how Flex Pay and Card Collect via Mastercard vCard allow contractors to tackle the everyday financial challenges that slow down their work — offering a seamless, modern solution that keeps them building at full speed.
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How Square and Raistone Each Enabled $5B in Business Growth in 2024
Finding the right financing solution for your specific business needs can be overwhelming. Thankfully, companies such as Square and Raistone are simplifying that journey by offering embedded capital solutions that cater to different types of businesses.
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Why SMBs Should Diversify Their Capital Amid Trump Admin’s DOGE-Driven SBA Restructuring
As the Small Business Administration faces a 43% reduction in staff under reforms led by the Trump administration’s Department of Government Efficiency, small businesses must act quickly to look beyond conventional loans and secure alternative funding. Learn how working capital solutions from Raistone can help your business diversify its cashflow in times of economic uncertainty.
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Raistone Legal and Compliance Leaders Celebrated by 2025 Lexology Awards
Raistone’s Legal and Compliance team has gained recognition for their leadership and dedication to legal and regulatory excellence.
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Using Embedded B2B Finance to Uncover the Hidden Potential of Treasury Management Systems
Learn from Raistone VP of Growth Dan Jasinski how treasury management systems are turning financial intelligence into actionable insights to better support their networks and drive growth.
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Unlocking Growth for IT and Software Companies with Accounts Receivable Finance
Many IT and software businesses operate on a project-based or subscription revenue model. While this structure can offer predictability, it doesn’t always align with cash flow needs, which is where Accounts Receivable Finance from Raistone can help.
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Raistone Named Leading Embedded Finance Platform by Banking Tech Awards USA
The Banking Tech Awards USA celebrate excellence and innovation in banking and financial technology.
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Raistone Funds $10M Facility for Dope Shows
A concert promotion agency leveraged the power of its accounts receivable to capitalize on its years of industry experience, partnerships with major brands and agents to scale to the next level.
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Raistone Recognized as the “Best Overall FinTech Company” in 2025 FinTech Breakthrough Awards
As the world’s largest B2B embedded finance provider, Raistone continues to transform the financial services landscape by offering customizable, scalable solutions to businesses of all sizes.
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Raistone Provides Multi-Million-Dollar Financing Solution to U.K.-Based Telecom Company
This cross-border working capital finance opportunity is keeping a Raistone client’s customers connected around the world.
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Global Trade Review Shortlists Raistone as a Top Non-Bank Trade Finance Provider for 2025
The GTR Leaders in Trade Awards celebrate excellence across trade, commodity, supply chain, and export finance, as well as fintech innovation.
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Finance and technology, on your terms

Financial tools from Raistone help companies keep more cash on their balance sheet, so they can get grow their business, hire more people, buy additional product and much more

$2 Trillion+

curated network of investors

Billions of dollars

in working capital provided every year

$50K-$500M+

facility size range

$0.5T+

purchased by team

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Our partners

Raistone enables the world’s largest enterprise software firms, including SAP, NetSuite, and dozens more, to deploy an embedded working capital finance tool for millions of users.