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Introducing Empower by Raistone

Raistone is proud to waive enrollment fees for minority- and women-owned business enterprises (MWBEs)

How we support MWBEs

Get access
to your money,
on your terms

Early pay from Raistone is a more versatile, flexible, and affordable solution than a traditional business loan

Learn how we compare

Faster, fairer
payments

Powerful suite of financial tools that level the playing field for your organization, allowing you to get paid now for money due to you later

Our solutions for suppliers & SMBs

Flexible
payments,
on your terms

Maintain or extend your payment terms, retaining cash on your balance sheet while ensuring your suppliers get paid on time

What we offer buyers & corporates

Innovative
integrations

Raistone enables the world’s largest enterprise software firms to deploy an embedded working capital finance tool for millions of users via our API, Raistone Connect

How we help ERPs and platforms

Leveling the playing field for B2B payments

Learn what Raistone can do for you

  • Faster, fairer payments
  • Stabilize your supply chain
  • Integrated technology
  • A new asset class
Faster, fairer payments

Say goodbye to 30, 60 or 90+ day payment cycles. With Raistone, your business can get paid quickly without taking on debt.

Learn how we help
Stabilize your supply chain

Raistone provides companies with flexible payment terms, allowing you to increase your days payable outstanding while ensuring your supply chain continues to run smoothly.

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Integrated technology

Raistone technology can be embedded within the platforms companies already use, offering clients receivables finance and allowing suppliers to be paid in advance of an invoice due date.

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A new asset class

An advanced trade finance platform, bolstered by our proprietary RaiScore®, offers investors opportunities with a new asset class and unprecedented access to corporate debt markets.

Learn how we help

Latest news and insights

Which Companies Have Reached $1B Revenue Fastest? How Raistone Fueled a Historic Growth Story
Breaking the billion-dollar threshold is an impressive accomplishment that many businesses struggle to meet, and working capital access is imperative in the climb toward bringing in $1 billion. Learn how Raistone helped Innovation Refunds achieve this historic milestone at a record-breaking pace.
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How a Well-Rounded Working Capital Strategy Improves Supply Chain Health in the Food and Beverage Sector
The food and beverage industry is faced with increasing challenges that demand efficient management of resources, processes, and finances across the supply chain.
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Raistone’s Dave Skirzenski Honored as Supply Chain Finance CEO of the Year
The recognition from C-Suite Insider highlights Skirzenski’s exceptional leadership and influence on the fintech landscape, particularly in the business-to-business embedded finance space.
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Raistone Connect API Wins Gold in 2024 Juniper Research Fintech Innovation Awards
The company’s proprietary technology simplifies working capital access for millions of users, empowering business of all sizes with essential financial solutions and altering the landscape of B2B payments.
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What Do Interest Rate Cuts Mean for Small- and Medium-Sized Businesses?
Despite recent interest rate cuts from the U.S. Federal Reserve, companies looking to capitalize may find that the traditional lending market alone still can’t fulfill their needs in order to grow their business.
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Driving Growth for Platforms Through Technology Integration with Raistone
Raistone fuels financial growth and resilience for members of our alliance network — as well as their clients — with our referral channels and native API integrations. In this blog from VP of Growth Dan Jasinski, learn how Raistone enables its partners to offer world-class trade finance solutions to their networks.
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Get Paid Faster on Checks
You get paid early while we manage the administrative headaches.
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5 Things You Didn’t Know About Accounts Receivable Finance
While many business owners are familiar with standard or asset-based loans and traditional invoice factoring, alternatives such as accounts receivable finance can influence how companies access working capital.
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FinTech Futures Recognizes Raistone CEO Dave Skirzenski as Tech Leader
PayTech Awards USA highlights the expert leadership of Raistone Chief Executive Dave Skirzenski.
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Raistone ranked 32nd fastest growing private financial services company by Inc. magazine
With an impressive 1,028% increase in revenue between 2020 and 2023, Raistone showcases its unwavering commitment to pioneering solutions.
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Raistone Surpasses $10 Billion in Business Financing
New research from Raistone reveals how embedded finance fuels business growth.
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Embedded Finance: Sparking Business Growth
In this whitepaper, Raistone financial experts discuss how embedded finance solutions provide rapid approvals, enabling small-and medium-sized businesses to quickly capitalize on business opportunities or address cash flow concerns.
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Raistone named “Trade Finance Platform of the Year” by FDI Insider
The FDI Insider Awards honor companies that exemplify excellence and innovation in their fields. This year they recognized Raistone as a leading platform.
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Small Businesses Turning to Working Capital Finance to Fund Growth
In this whitepaper, Raistone and Mastercard financial experts discuss how many small- and medium-sized businesses (SMBs) are turning to Accounts Receivable Finance (ARF) to optimize working capital amid a tight credit market.
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Raistone Named 2024-25 ‘Great Place To Work’
This year, 85% of employees said Raistone is a “Great Place To Work” – 28 points higher than the average U.S. company.
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Case studies

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“Without Raistone backing Shamrock, I would not have the confidence to pursue the growth goals we have set.”
Kevin O’Shea CEO at Shamrock Electric Co., Inc.
“By utilizing Raistone, our company has been able to grow faster, hire more people, and retain more employees based on being able to pay them in a very timely manner.”
Bennett Coughlan President of SolarFlow
supplier-img
“What Raistone offers is a fantastic product. Every small- and medium- sized business should be using it. ”
Todd Giardina CEO, Todd’s IT
“By using accounts receivable finance and supply chain finance with Raistone, our company was able to unlock $296 million from our balance sheet without incurring any incremental debt.”
Major Automotive Parts Manufacturer
View all case studies
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What is your company’s annual revenue?

Finance and technology, on your terms

Financial tools from Raistone help companies keep more cash on their balance sheet, so they can get grow their business, hire more people, buy additional product and much more

$12 Billion

curated marketplace of investors

Billions of dollars

in working capital provided every year

$50K-$500M+

facility size range

$0.5T+

purchased by team

Our partners

Raistone enables the world’s largest enterprise software firms, including SAP, NetSuite, and dozens more, to deploy an embedded working capital finance tool for millions of users.