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A World-Leading Fintech

Raistone enables the world’s largest enterprise software firms to deploy an embedded working capital finance tool for millions of users via our API, Raistone Connect

How we help ERPs and platforms

Get Access
to Your Money,
on Your Terms

Early pay from Raistone is a more versatile, flexible, and affordable solution than a traditional business loan

Learn how we compare

Empower by Raistone

Raistone is proud to waive enrollment fees for minority- and women-owned business enterprises (MWBEs)

How we support MWBEs

Faster, Fairer
Payments

Powerful suite of financial tools that level the playing field for your organization, allowing you to get paid now for money due to you later

Our solutions for suppliers & SMBs

Flexible
Payments,
on Your Terms

Maintain or extend your payment terms, retaining cash on your balance sheet while ensuring your suppliers get paid on time

What we offer buyers & corporates

Leveling the playing field for B2B payments

Learn what Raistone can do for you

  • Faster, fairer payments
  • Stabilize your supply chain
  • Integrated technology
  • A new asset class
Faster, fairer payments

Say goodbye to 30, 60 or 90+ day payment cycles. With Raistone, your business can get paid quickly without taking on debt.

Learn how we help
Stabilize your supply chain

Raistone provides companies with flexible payment terms, allowing you to increase your days payable outstanding while ensuring your supply chain continues to run smoothly.

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Integrated technology

Raistone technology can be embedded within the platforms companies already use, offering clients receivables finance and allowing suppliers to be paid in advance of an invoice due date.

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A new asset class

An advanced trade finance platform, bolstered by our proprietary RaiScore®, offers investors opportunities with a new asset class and unprecedented access to corporate debt markets.

Learn how we help

Case studies

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“Without Raistone backing Shamrock, I would not have the confidence to pursue the growth goals we have set.”
Kevin O’Shea CEO at Shamrock Electric Co., Inc.
“By utilizing Raistone, our company has been able to grow faster, hire more people, and retain more employees based on being able to pay them in a very timely manner.”
Bennett Coughlan President of SolarFlow
supplier-img
“What Raistone offers is a fantastic product. Every small- and medium- sized business should be using it. ”
Todd Giardina CEO, Todd’s IT
“By using accounts receivable finance and supply chain finance with Raistone, our company was able to unlock $296 million from our balance sheet without incurring any incremental debt.”
Major Automotive Parts Manufacturer
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Latest news and insights

How Square and Raistone Each Enabled $5B in Business Growth in 2024
Finding the right financing solution for your specific business needs can be overwhelming. Thankfully, companies such as Square and Raistone are simplifying that journey by offering embedded capital solutions that cater to different types of businesses.
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Why SMBs Should Diversify Their Capital Amid Trump Admin’s DOGE-Driven SBA Restructuring
As the Small Business Administration faces a 43% reduction in staff under reforms led by the Trump administration’s Department of Government Efficiency, small businesses must act quickly to look beyond conventional loans and secure alternative funding. Learn how working capital solutions from Raistone can help your business diversify its cashflow in times of economic uncertainty.
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Raistone Legal and Compliance Leaders Celebrated by 2025 Lexology Awards
Raistone’s Legal and Compliance team has gained recognition for their leadership and dedication to legal and regulatory excellence.
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Using Embedded B2B Finance to Uncover the Hidden Potential of Treasury Management Systems
Learn from Raistone VP of Growth Dan Jasinski how treasury management systems are turning financial intelligence into actionable insights to better support their networks and drive growth.
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Unlocking Growth for IT and Software Companies with Accounts Receivable Finance
Many IT and software businesses operate on a project-based or subscription revenue model. While this structure can offer predictability, it doesn’t always align with cash flow needs, which is where Accounts Receivable Finance from Raistone can help.
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Raistone Named Leading Embedded Finance Platform by Banking Tech Awards USA
The Banking Tech Awards USA celebrate excellence and innovation in banking and financial technology.
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Raistone Funds $10M Facility for Dope Shows
A concert promotion agency leveraged the power of its accounts receivable to capitalize on its years of industry experience, partnerships with major brands and agents to scale to the next level.
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Raistone Recognized as the “Best Overall FinTech Company” in 2025 FinTech Breakthrough Awards
As the world’s largest B2B embedded finance provider, Raistone continues to transform the financial services landscape by offering customizable, scalable solutions to businesses of all sizes.
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Raistone Provides Multi-Million-Dollar Financing Solution to U.K.-Based Telecom Company
This cross-border trade finance opportunity is keeping a Raistone client’s customers connected around the world.
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Global Trade Review Shortlists Raistone as a Top Non-Bank Trade Finance Provider for 2025
The GTR Leaders in Trade Awards celebrate excellence across trade, commodity, supply chain, and export finance, as well as fintech innovation.
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How Strategic Financing Can Protect Your Profits Amid Trump’s Tariffs
As the international trade landscape remains in flux with the ongoing tariff changes, businesses are grappling with rising costs and unpredictable supply chain disruptions.
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Yooz and Raistone Partner to Address Construction Cash Flow Challenges
Through our partnership with Yooz, Raistone is helping businesses overcome cash flow challenges with innovative AP automation solutions that enable smarter financial decisions and promote long-term growth.
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Raistone Wins 3x at the 2025 Global Business and Finance Magazine Awards
The awards celebrate excellence in business and finance, highlighting organizations that have made significant and innovative contributions in their fields.
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Optimizing Cash Flow and Supply Chain Operations for Wholesalers and Retailers
Wholesale is more than a simple transactional relationship — it’s a strategic channel that enables manufacturers and retailers to work more efficiently, and it provides an opportunity to better manage cash flow and get ahead of their competition.
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Enhancing B2B eCommerce Platform Value with Embedded Finance
Learn from VP of Growth Dan Jasinski how business-to-business eCommerce platforms can partner with an embedded trade finance provider to offer cutting-edge solutions, create new revenue streams, and build stronger, longer-lasting relationships with their clients.
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Navigating Tariff Volatility and Global Trade Tensions
President Trump has utilized the threat or, as is the case in the trade war with China, implementation of tariffs in an effort to support other policy goals of the administration. Businesses of all sizes across the U.S. stand to benefit from preparing for impending supply chain disruptions and increased costs.
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How Investors Can Harness the Power of Trade Finance for Sustainable Growth
In the ever-evolving world of investment opportunities, trade finance is an appealing and resilient asset class for investors looking to deliver scalable capital growth. In this blog from Raistone Vice President of Platform Sales Nimo Rijhwani, learn how you can generate revenue while maintaining flexibility by adding trade finance assets to your portfolio.
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How to Prepare for the Economic Impact of Trump’s Tariffs in 2025
With the threat of tariffs looming and the possibility for supply chains through China, Mexico, and Canada to be thrown into disarray, many companies are bracing for disruptions and growing increasingly apprehensive.
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Raistone Smashes Q4 Record with $1.13B in Receivables Financed 
In meeting robust demand for cash liquidity among businesses of all sizes, Raistone reaffirms its status as a leader in the financial services industry with a record breaking fourth quarter of 2024.
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Finance and technology, on your terms

Financial tools from Raistone help companies keep more cash on their balance sheet, so they can get grow their business, hire more people, buy additional product and much more

$2 Trillion+

curated network of investors

Billions of dollars

in working capital provided every year

$50K-$500M+

facility size range

$0.5T+

purchased by team

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Our partners

Raistone enables the world’s largest enterprise software firms, including SAP, NetSuite, and dozens more, to deploy an embedded working capital finance tool for millions of users.