Non-debt working capital

More flexible funding than LSQ

Raistone’s cutting-edge technology provides buyers and suppliers with robust and versatile financing solutions. Raistone’s varied services will allow you access to flexible payment terms, accelerated payments, and more. Our robust funding capacity provides you with the financial agility you need to remain competitive.  

 

  

Raistone works with the very same platforms and ERPs you already use

Raistone technology is embedded natively within major platforms and ERPs, allowing businesses to access or offer advance invoice payment without disrupting existing processes and workflow.

Learn more about Raistone integrations

Why choose Raistone?

Accounts Receivable Finance
Accelerated payments
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Up to 100% advance rates. Raistone has the capability to provide advance rates of up to 100% on outstanding invoices. LSQ typically offers advances of up to 85%.

Flexible options. At any given time, suppliers have the freedom to cancel without incurring any penalties through Raistone. Suppliers have the flexibility to select the specific invoices they wish to fund based upon cash flow and business needs. LSQ clients are in contracts with large cancellation fees.

No buyer involvement. There are no process changes needed with our solution that is easy to use, integrated, and automated. LSQ notifies buyers if their suppliers are using their invoice financing solution.

Strong ownership group. Raistone is backed by a full-service broker dealer, a $30 billion family office, a $900 billion wealth manager, and an international bank.

Supply Chain Finance
Cash flow management
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Wide range of program sizes. Raistone has the ability to accommodate a broader range of Supply Chain Financing Programs, with program sizes spanning from $500K to over $500M.

Flexible program structures.Raistone has a diverse, curated marketplace of bank, non-bank, and in-house credit facilities for eligible buyers allowing for flexible program structures and competitive pricing

Efficient supplier onboarding. By employing a simple, web-based supplier enrollment process, Raistone excels at efficiently onboarding tail suppliers.

Skilled senior management.Raistone’s leadership boasts decades of experience in supply chain financing within a broad range of industries. 

Raistone is a trusted name in finance

Raistone enables the world’s largest enterprise software firms, including SAP, NetSuite, and dozens more, to deploy an embedded working capital finance tool for millions of users.

Get started with Raistone today.

Raistone enables the financing of billions of dollars in transactions every year to businesses of all sizes.

 

Raistone is equalizing access to working capital for businesses of all sizes through our easily implemented solutions. As the world’s largest business-to-business embedded finance provider, we are uniquely positioned to help your business leverage the power of your working capital.  

 

With Raistone’s services, your business can fund new sales, increase marketing, hire new personnel, or stabilize your cash flow.

 

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See how working capital finance can work for your business

With powerful financial tools from Raistone, businesses of all sizes can benefit. Accounts Receivable Finance empowers suppliers to get accelerated payments, while Supply Chain Finance allows buyers to maintain or extend payment terms without impacting their suppliers. Here’s how they both work:

Day 1

You request early payment

Day 5

With Raistone, your company is paid 60 days earlier

Day 65

Your customer pays on the normal due date

Day 1

Your customer requests payment

Day 5

Your customer is paid 40 days early

Day 45

With Raistone, your business gains extended payment terms

Day 60

Your company pays 15 days later than before

Experts agree — Raistone is an innovative industry leader

Raistone Connect API Wins Gold in 2024 Juniper Research Fintech Innovation Awards
The company’s proprietary technology simplifies working capital access for millions of users, empowering business of all sizes with essential financial solutions and altering the landscape of B2B payments.
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Raistone Named “Trade Finance Platform of the Year” by FDI Insider
The FDI Insider Awards honor companies that exemplify excellence and innovation in their fields. This year they recognized Raistone as a leading platform.
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Raistone Shortlisted at the 2024 RFIx Awards for “Most Innovative Fintech of the Year”
Raistone is honored to be recognized by the 2024 RFIx Awards for our fintech solutions, which have ranked among “Most Innovative.”
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Raistone Recognized as “Best Non-Bank Trade Finance Provider” by Global Trade Review
The GTR Leaders in Trade awards highlight excellence in the trade, commodity, supply chain, and export finance and fintech markets.
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Raistone Wins “Best Collaboration/Alliance Initiative” at 2023 American Financial Technology Awards
Raistone is honored to be named a winner in the 2023 American Financial Technology Awards for its relationships with major platform partners. Raistone partnerships and collaborations — coupled with technological innovation — allow mid-market businesses to access a reliable source of funding.
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Raistone Ranked 43rd Fastest Growing Company in America on Deloitte Technology Fast 500™
Award reflects 2x year-over-year growth at Raistone for sixth straight time. Raistone, the top provider of embedded finance for businesses, today announced it ranked No. 43 on the 2023 Deloitte Technology Fast 500™.
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Raistone Chief Executive Officer Dave Skirzenski Named a Visionary CEO in the 2024 Banking Tech Awards USA
For the second year in a row, Dave Skirzenski has been recognized as a tech leader in the Banking Tech Awards USA.
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Raistone Shortlisted at 2023 Banking Tech Awards for “Best Embedded Finance System”
Raistone is honored to be recognized by Fintech Futures in this year’s Banking Tech Awards in the “Best Embedded Finance System” category. This category recognizes software and services providers for embedded finance platforms. 
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Raistone Chief Executive Officer David Skirzenski recognized as Tech Leader by Fintech Futures
Raistone Chief Executive David Skirzenski has been named a Tech Leader by Fintech Futures, shortlisting him in both the PayTech Awards USA and the Banking Tech Awards, which demonstrate innovation and leadership in the payment technology and banking sector.
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Raistone Wins Gold in 2023 Merit Awards for Technology 
Raistone is honored to be named a gold winner in the “FinTech – Capital Finance” category in the 2023 Merit Awards. Through innovative technology and a growing number of partnerships, Raistone has been able to provide access to the working capital to a broader range of businesses.
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Fintech Futures Recognizes Raistone for “Best Use of Tech in Business Payments”
Raistone has been shortlisted for the PayTech Awards USA in the category “Best Use of Tech in Business Payments” for its proprietary cloud-based receivables and supply chain finance platform that offer a range of products embedded within existing business platforms, permitting quicker payments and operational ease.
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Raistone Again Named ABF Journal’s “Most Innovative Company”
For the third year straight, Raistone has been named one of ABF Journal’s “Most Innovative Companies,” recognizing our continued success within the specialty finance industry, particularly in expanding the reach of our services to new clients and platforms.
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Global Trade Review Again Recognizes Raistone as Leader in Supply Chain Finance
The GTR Leaders in Trade awards highlight excellence in the trade, commodity, supply chain and export finance and fintech markets.
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Raistone Named “Best Fintech Platform for Businesses” by PAN Finance
Raistone is honored to be named Best Fintech Platform for Business by PAN Finance. 
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Raistone Named “Best Trade Finance Provider — Non-Bank” by Global Finance Magazine
Raistone is proud to have been selected as the “Best Trade Finance Provider — Non-Bank” by Global Finance Magazine.
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“What Raistone offers is a fantastic product. Every small- and medium- sized business should be using it. ”
Todd Giardina CEO, Todd’s IT
“The Raistone piece, and the cash it has provided, has allowed us to take on more and more of these jobs, expand with other companies, and to get contracts that we didn’t even foresee would be possible. And it just keeps on increasing.”
Sharon Cantrell CEO at Creative Construction
“With Raistone, this company was able to strengthen its supplier relationship and facilitate more new business sales by having more liquidity.”
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