working capital solutions for the manufacturing industry

Unlock growth opportunities

Raistone enables billions of dollars of financing to manufacturing businesses of all sizes through our technology-driven marketplace. Our powerful suite of non-debt financial tools help manufacturers seize growth opportunities and expand their capital options.

 

Get in touch with our team of construction finance experts

Raistone helps manufacturing companies access their money, on their terms. Industrial manufacturers frequently face some of worst delayed payment terms in the U.S. economy, we can help.

 

Our flexible framework allows us to cover assets that fall outside of conventional financing options, ensuring our clients have access to the liquidity they need — when they need it.

 

Contact us to learn how Raistone payables and receivables finance for the manufacturing industry can help your business excel.

 

See how working capital finance can work for you

With powerful financial tools from Raistone, manufacturing businesses of all sizes can benefit. Accelerated payments empower companies to get paid faster, while cash flow management allows companies to maintain or extend payment terms without impacting their suppliers Here’s how they both work:

Day 1

You request early payment

Day 5

With Raistone, your company is paid 60 days early

Day 65

Your customer pays on the normal due date

Day 1

Your customer requests payment

Day 5

Your customer is paid 40 days early

Day 45

With Raistone, your businesses gains extended payment terms

Day 60

Your company pays 15 days later than before
“By using accounts receivable finance and supply chain finance with Raistone, our company was able to unlock $296 million from our balance sheet without incurring any incremental debt.”
“Because of what Raistone was able to provide us, in the second year of working with them, we actually doubled our sales.”
Tommy Lam President at Boujee LLC
“With Raistone, this company was able to strengthen its supplier relationship and facilitate more new business sales by having more liquidity.”
View all case studies

Benefits of non-debt working capital

Faster cash
Accounts Receivable Finance

Lower cost financing: Small/mid size companies often pay higher interest rates on loans.

Improved Days Sales Outstanding (DSO): Companies get paid in as quickly as 1 day for invoices due at a later date.

Larger facility sizes: Due to credit strength of customers.

Non-debt working capital: Which coexists and complements other early pay or lending facilities.

Facilitates additional sales: Enables companies to accept longer payment terms and larger orders.

Term flexibility
Supply Chain Finance

Strengthen supply chain: Ensure solid liquidity across the supply chain.

Flexible AP terms: When you provide more financing options for your suppliers, you have greater flexibility with payment terms and can improve your Days Payable Outstanding (DPO).

Stabilize pricing: Helping your suppliers gain access to lower cost financing, drives more stable, competitive pricing.

Complementary to existing programs: Including SCF & Dynamic Discounting.

Positive PR: Support your ecosystem partners with prompt payments.

FAQ

Solutions for the manufacturing industry

Raistone payables and receivables finance offerings for the manufacturing industry will help you unlock the cash you need to grow your business.

Who is Raistone?

Raistone is a world leading fintech that has financed billions of dollars in manufacturing receivables. Through a receivables finance program, Raistone will purchase your receivables, providing you access to cash much faster.

Is this a loan program?

No, receivables finance is not a loan.

What are the fees and charges?

The discount fee is typically 1% to 1.5% per invoice, depending on certain factors.

What is receivables finance?

Receivables finance is a cost-effective solution that greatly improves working capital. Raistone can help manufacturers accelerate payment of their receivables within two days of the invoices being approved. Raistone technology enables you to get paid faster, empowering you to invest in your business, buy materials, hire additional staff, and more.

Which invoices will be included in receivable finance?

You may choose which invoices are included, or automatically get advance payment on all receivables.

Will the way I submit my invoices change?

No, your process will stay the same.

What is Supply Chain Finance?

Supply Chain Finance is a solution that allows your company to maintain or extend payment terms to control your cash flow, while unlocking lower-cost access to working capital for your suppliers.

Which suppliers can I include on a Supply Chain Finance program?

Raistone can tailor your outreach strategy for suppliers of all sizes that you choose — strengthening supplier satisfaction and your global supply chain.

How long will it take to get set up?

A receivable finance facility can be up and running within a matter of weeks.

How do I enroll or obtain additional information?

Please fill out the form above to get in touch with someone from our team of manufacturing finance experts.

Our partners

Raistone enables the world’s largest enterprise software firms, including SAP, NetSuite, and dozens more, to deploy an embedded working capital finance tool for millions of users.