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Get paid faster

Build your business with Raistone

Suppliers, subcontractors, and contractors: get paid early on invoices due to you. Raistone finances billions of working capital annually within the construction industry.

 

Get in touch with our team of construction finance experts

At Raistone, we specialize in providing non-bank, non-debt capital to suppliers, general contractors, and subcontractors – helping them access the cash they need to grow their business.

 

Contact us to learn more about how Raistone payables and receivables finance offerings for the construction industry will help your business excel in these turbulent times.

 

“Thanks to Raistone, over 400 of our subcontractors have more cash on hand, which allows our company to submit more competitive bids and win more jobs.”
A World Leading Construction Company
Read A World Leading Construction Company’s experience

See how working capital finance can work for your business

With powerful financial tools from Raistone, businesses of all sizes can benefit. Accounts Receivable Finance empowers suppliers to get accelerated payments, while Supply Chain Finance allows buyers to maintain or extend payment terms without impacting their suppliers. Here’s how they both work:

Day 1

Supplier submits invoice for early payment

Day 5

With Raistone, supplier gets paid 60 days early

Day 65

Supplier’s buyer pays invoice on normal due date

Day 1

Invoice submitted to buyer by supplier

Day 5

Buyer’s supplier is paid 40 days early

Day 45

Buyer pays invoice on due date

Meet Mike Bruynesteyn

As Chief Financial Officer, Mike manages the financial actions of the company in support of its strategic initiatives and growth plan. He was previously Treasurer of Turner Construction Company, and implemented a groundbreaking Supply Chain Finance solution for subcontractors.

Read more

FAQ

Solutions for the construction industry

Raistone payables and receivables finance offerings for the construction industry will help you unlock the cash you need to grow your business.

What is receivables finance?

Receivables finance is a cost-effective solution that greatly improves working capital. Raistone can help contractors and subcontractors accelerate payment of their receivables within two days of the invoices being approved. Raistone technology enables you to get paid faster, empowering you to invest in your business, buy materials, hire additional staff, and more.

What are the fees and charges?

The discount fee is typically 1% to 1.5% per invoice, depending on certain factors. There are no upfront or recurring charges to join the program.

Is this a loan program?

No, receivables finance is not a loan.

Will the way I submit my invoices change?

No, your process will stay the same.

How long will it take to get set up?

A receivable finance facility can be up and running within a matter of weeks.

Which invoices will be included in receivable finance?

You may choose which invoices are included, or automatically get advance payment on all receivables.

Who is Raistone?

Raistone is a world leading fintech that has financed billions of dollars in construction receivables. Through a receivables finance program, Raistone will purchase your receivables, providing you access to cash much faster.

How do I enroll or obtain additional information?

If you have further questions, please contact construction@raistone.com. Someone from of our team of construction finance experts would be happy to help.