Supply Chain Finance

Your business is a great candidate for Supply Chain Finance. With Raistone, your business can maintain or extend payment terms without disrupting your suppliers. Someone from our team of financial experts will be in touch!

Flexible payment terms

How Supply Chain Finance works

Your company can preserve or extend negotiated payment terms, while your suppliers have the comfort of knowing they have the option to be paid on invoice approval.

Example: Supplier with 45-day payment terms extended to 60 days with option to be paid early
Day 1: Invoice Submitted

Invoice created for $100,000

Your business receives an invoice

Your supplier submits an invoice for $100,000 to you for goods or services rendered. Your company approves payment with Raistone. By using Supply Chain Finance, your company is able to extend payment terms while your supplier has the option to be paid much earlier than before.

Day 5: Supplier is Paid Early

Raistone advances payment to supplier

Your supplier gets paid weeks earlier

Raistone pays your supplier for the approved invoice, less a small discount fee. The supplier receives this payment 40 days earlier than before your company started using Supply Chain Finance.

Day 60: Buyer Pays Invoice Later

Increased DPO with later payment

Your company benefits with extended payment terms

Instead of paying at day 45, as you did previously, your company now pays at day 60, improving your days payable outstanding (DPO) by 15 days. And because your supplier has opted in to early payment, they have also seen their days sales outstanding (DSO) shorten by 40 days. Your company retains more cash on their balance sheet to spend how you choose, while your supplier is no longer waiting to be paid.

Day 1: Invoice Submitted
Day 5: Supplier is Paid Early
Day 60: Buyer Pays Invoice Later

Stabilize Your Supply Chain

Many suppliers find it difficult to wait 45, 60, or 90+ days to be paid on invoices when they need working capital to fulfill new orders. In this whitepaper, Raistone details how there is as much as $4 trillion worth of invoices outstanding on any given day in the U.S., as businesses frequently wait as long as 180 days for payment.

Download now