Specialized solutions for the food & beverage industry

A fresh take on financing

Our non-debt, Early Pay solution provides you access to the working capital needed keep your business cooking. With accelerated payments from Raistone, businesses in the food and beverage industry can get paid weeks or months earlier and receive up to 100% advance rate without taking on a loan. 

 

Get in touch with our team of financial experts

Raistone is a world-leading fintech that helps businesses in the food and beverage industry. Our powerful suite of fintech products benefit business across the food and beverage supply chain, including manufacturers, catering businesses, packaging and processing companies, and more. 

 

Partnering with Raistone can help you navigate an unpredictable supply chain in an industry faced with increasing upfront costs. Between tightening regulations, heightened competition for consumer attention, and supply chain disruptions, the food and beverage industry is simmering in uncertainty.  

 

With line sizes ranging from $50,000 to $500 million, our team of global financial experts can find the right solution for your company. Get in touch to learn more. 

 

How it works

We’re serving up tailored, easily scalable financial solutions for businesses of all sizes, providing much needed access to working capital in the food and beverage sector.

With Early Pay from Raistone, you gain the freedom you need to navigate industry challenges — such as scrambling for an additional supplier after a poor harvest season — that comes with working capital access.

Day 1

You request payment

Day 2-3

Raistone advances payment to you

Day 30*

Your customer remits payment to Raistone

*Actual number of days may vary

How a Well-Rounded Working Capital Strategy Improves Supply Chain Health in the Food and Beverage Sector

Effective supply chain management (SCM) is essential for businesses in the food and beverage industry — or more specifically, having the flexibility to adapt to unexpected supply chain disruptions.

 

Oscillating consumer demands, changes to regulatory policies, and general market volatility are always on the menu, making access to working capital a key ingredient for successful SCM. Flexible financing solutions in the food and beverage industry help fuel growth, support operations, and mitigate risks.

Read more

Benefits of accelerated payments with Raistone

Leverage unpaid receivables to gain a competitive edge by generating capital you can invest back into your operations, whether that’s to develop new products or expand into new markets. 

Increase opportunities to work with major brands and fill large orders when you reduce your company’s days sales outstanding (DSO) and accept longer payment terms, making yourself a more appealing vendor. 

No process changes or customer involvement needed with our solution that is easy to use, integrated, and automated. 

Companies can accelerate payment on an invoice due at a later date and get paid up to 100% advance rate, less discount fee. 

Companies have more controlover when they get paid, and more visibility into payment status than traditional payment methods, thanks to the Raistone in-house platform, invoiceXcel. 

Flexible legal and risk frameworksallow acceleration of invoices as early as day of submission.

Native integration with ERPs, accounting software and e-invoice platforms ensures supplier on-boarding can occur in seconds versus weeks or more for bank-only programs.

Non-debt working capital that co-exists with and complement other lending facilities. 

Hear from our client

A fast-growing coffee manufacturer and distributor needed access to working capital to increase production and fill more orders. By leveraging their accounts receivable, the company was able to expedite their growth and earn the business of major brands with household name recognition. 

“With Raistone, this coffee supplier has been able to accelerate over $2.5 million in outstanding invoices, increasing their access to liquidity and ability to capture valuable growth opportunities in their market.”
Read A Beverage Manufacturer and Distributor ’s experience

Our partners

Raistone enables the world’s largest enterprise software firms, including SAP, NetSuite, and dozens more, to deploy an embedded working capital finance tool for millions of users.

FAQ

Solutions for the food & beverage industry

At Raistone, we specialize in providing non-bank, non-debt capital to catering businesses, manufacturers, retailers, and more – helping them access the cash they need to grow their business.

Who is Raistone?

Raistone is a world leading fintech that has financed billions of dollars in the food and beverage industry. Through a receivables finance program, Raistone will purchase your receivables, providing you access to cash much faster.

What is receivables finance?

Receivables finance is a cost-effective solution that greatly improves working capital. Raistone can help food and beverage companies accelerate payment of their receivables within days of the invoices being approved. Raistone technology enables you to get paid faster, empowering you to invest in your business, buy materials, hire additional staff, and more.

Is this a loan program?

No, receivables finance is not a loan.

Will the way I submit my invoices change?

No, your process will stay the same.

How long will it take to get set up?

Raistone programs are up and running within a matter of weeks.

How do I enroll or obtain additional information?

Enroll your company by filling out the form above, and a member of our team will be in touch. If you have further questions, please contact sales@raistone.com. Someone from of our team of food and beverage industry finance experts would be happy to help.