Case Study:
A Top 10 Architecture and Design Firm
A leading architecture and design firm faced with market challenges outside of their control was able to significantly improve their cash flow with a $10 million Accounts Receivable Finance program from Raistone, which provided a scalable, tailored financing solution.
How Raistone helped a client double their liquidity with a scalable Accounts Receivable Finance facility
In 2023, an award-winning architecture and design firm achieved substantial success but encountered financial challenges such as project delays, economic uncertainty, and increased interest rates. Despite a strong reputation, and an impressive global presence with a roster of prestigious clients, these headwinds resulted in challenges for the firm to obtain efficient working capital.
Although the firm continued to secure new business — including projects for federal- and state-owned entities, as well as universities, healthcare institutions and more — the impact of the economic environment and delays in client payments created financial strain.
Despite the firm’s persistent diligence to be compensated on time by the terms of their agreements, they operate within an industry where timely payments are often uncertain.
The firm was actively searching for a more flexible and cost-effective solution that could help them meet their existing obligations, enable future growth, and allow for predictable payments of their invoices.
Key benefits of working with Raistone:
Confidential Program: The financing arrangement was undisclosed to their customers, ensuring minimal disruption to client relationships.
Competitive Rates: Our financing offered better terms than other market options, supporting the firm’s financial stability while keeping costs low.
Non-debt working capital: Our solution is not debt to the firm. It simply accelerates payment on an asset, which coexists and complements other early pay or lending facilities.
A world-leading fintech: Raistone is owned by a full-service broker dealer, a $30 billion family office, a $900 billion wealth manager, and an international bank.
Time was also a crucial factor — they had a strict deadline to settle their existing debt. After exploring various options in the market, the firm found that many lenders did not offer the flexible terms required for them to maintain business continuity.
They partnered with Raistone at a critical juncture to implement a $10 million Accounts Receivable Finance (ARF) program. We worked directly with our client’s existing lender to facilitate a smooth pay-off, allowing the firm to meet their deadline and transition to a more sustainable financing solution.
As a result, Raistone was able to offer our client nearly double the liquidity they had with their previous lender, with a competitive rate that was favorable compared to other offers they had received.
Within just two days of approval, Raistone assisted our client with over $1 million in invoice financing, increasing liquidity and providing immediate financial relief.
This scalable ARF facility not only met their short-term needs but also positioned our client for long-term growth as they continue to build their project backlog and secure additional contracts.
Want to enjoy more great content?
Sign up for our newsletter to get the latest from Raistone.