Solutions for Suppliers

Accounts Receivable Finance

Accelerate your payments: Get paid now for invoices that are due in 30, 60 or 90-plus days. Your business can use this improved working capital to fund new sales, increase marketing, hire new personnel, or just to stabilize your cash flow.


Get paid faster and take control of your cash flow

How Accounts Receivable Finance works

With Accounts Receivable Finance from Raistone, your business is paid weeks or months earlier, while your customers’ payment terms stay the same. All without taking on a loan.

Example: Your business invoices customer
with 90-day payment terms
Day 1: Invoice Submitted

Invoice created for $100,000

Your business submits an invoice

Ordinarily, your company is left waiting waits 90+ days to get paid for the goods and services they sell. By using Accounts Receivable Finance with Raistone, they can submit their invoices for early payment for a small discount.



Submitting an invoice is easy, because Raistone technology is integrated with major invoicing and accounting systems, allowing this business to continue using the platforms they already use. This company simply requests an acceleration of their invoice through their existing ERP and it is quickly processed by Raistone.

Day 2: Get Paid Early

Raistone advances invoice

Your company gets paid weeks earlier

Instead of waiting 90 days, your company gets paid for your invoice weeks earlier, minus a small discount. This is money that was already due to you, so it is not a loan or debt. You can now use this capital however you wish:



  • Grow your business, without taking on debt or raising equity, by converting invoices to cash.
  • Work with more clients, accept larger orders, and expand sales reach by accepting longer payment terms.
  • Reduce risk, counteract uncertainty, and keep your business resilient against supply chain disruptions.
Day 90: Buyer Pays Raistone

Your customer pays $100,000 on invoice due date

Customer pays as directed by supplier

Your company was already paid months earlier, using the money to take on new customers. Your company’s customer still pays on day 90 as they always have.



In other words, between you and your customer, it’s business as usual.

Day 1: Invoice Submitted
Day 2: Get Paid Early
Day 90: Buyer Pays Raistone

Access to capital should not be restricted
to those ‘in-the-know’

At Raistone, we believe that all businesses should have access to their money, on their terms. We deliver billions of dollars of working capital each year to business of all sizes through the world’s leading enterprise software firms, including SAP, NetSuite and dozens more.

Access to Cash

Our Solutions

Accelerate your payments: Suppliers get paid now for invoices due later.


Accounts Receivable Finance

A business accelerates payment on an invoice due later and is paid at up to 100% advance rate.

Virtual Cards

A unique digital card number, providing a secure, easy way to receive payments quickly.


A proprietary cloud-based receivables platform from Raistone used by businesses.

Raistone helps companies get paid faster.

With Raistone, businesses can accelerate payment of money due to them, allowing them to grow their business,
take on new clients and reduce risk, all without taking on debt.
“What Raistone offers is a fantastic product. Every small- and medium- sized business should be using it. ”
Todd Giardina CEO, Todd’s IT
“Without Raistone backing Shamrock, I would not have the confidence to pursue the growth goals we have set.”
Kevin O’Shea CEO at Shamrock Electric Co., Inc.
“By utilizing Raistone, our company has been able to grow faster, hire more people, and retain more employees based on being able to pay them in a very timely manner.”
Bennett Coughlan President of SolarFlow
View all case studies


Want to learn more about Accounts Receivable Finance from Raistone
financial experts?

Benefits of Accounts Receivable Finance with Raistone

Reduce your company’s days sales outstanding (DSO) and accept longer payment terms without hurting your cash position.

Suppliers can accelerate payment on an invoice due at a later date and get paid up to 100% advance rate, less discount fee.

Suppliers have more control over when they get paid, and more visibility into payment status than traditional payment methods, thanks to the Raistone in-house platform, invoiceXcel.

Flexible legal and risk frameworks allow acceleration of invoices as early as day of submission.

Native integration with ERPs, accounting software and e-invoice platforms ensures supplier on-boarding can occur in seconds versus weeks or more for bank-only programs.

Non-debt working capital that co-exists with and complement other lending facilities.

No process changes or buyer involvement needed with our solution that is easy to use, integrated, and automated.

Ready to get paid faster?

With line sizes ranging from $50,000 to $500 million, our team of global financial experts can find the right solution for your business. Businesses can accelerate payment of money due to them, allowing them to grow their business, take on new clients and reduce risk, all without taking on debt.

Get started on an application below and someone from our team of financial experts will be in touch to help you access faster financing, larger credit lines, higher advance rates, and lower-cost products.